Freedom and the 4th of July

Hey everyone, Been a while since I posted anything of relevance and since today is the 4th of July, I thought I would.  I want to take you back, waaaay back to when the true relevance of the meaning of the 4th of July was presented in such…

Combating Fraud

From 2012 through 2016, it was reported that the Federal Trade Commission had more than 12.5 million reports of fraud during that time.  Understandably, consumers lost over $725 million during that time frame.  That is a boat ton of money. …

Clover as an option...

In the last month there has been a Clover outbreak.  It's not a disease or anything but it may very well give you a sizeable headache.  Don't get me wrong, Clover is a great system.  It's a bare bones, no hassle POS system that most processing…

The Scams

As a business owner, you must find it difficult to sift through all the phone calls and processing companies walking through the door talking about saving you thousands of dollars a month.  Which one is actually telling you the truth and which…

Your Business and Square...

Recently I have been getting a large amount of questions regarding Square. Is Square right for my business? Is it really as expensive as people say? I hear it is really simple and all the equipment is free, is that true? Well,…

Accepting the CHIP just got more expensive....MAYBE

In 2017, PCI-DSS made some changes.  For those of you that don't know what that stands for, (Payment Card Industry - Data Security Standards) it's the technology that tries to keep customer card data safe.  This is good thing for business…

Difference between Debit and Check Cards

If you are a business owner, raise your hand if you have been told that accepting 'Debit Cards' is less expensive for your business...   What would you say if I told you that the passing of the Frank-Dodd Act, made that statement obsolete? …

ApplePay or Googlepay? Using it or accepting it...

Since the 2 newest tech phones have hit the market (IPhone 8 or Samsung Galaxy S8) there's a pretty good chance if you have a cell phone, it's probably a smart phone.  I'm not sure too many flip phones are still in use or even working for that…

Understanding Effective Rates

First off, if you own a business, most likely, at one time or another, you've been thoroughly confused when your merchant service rep or company talking to you about pricing, pricing structures, or what you should pay.  I would suggest taking…